Based on 83 reviews

November 14

We had a great experience

Easy to work with, did as they said they would do.

John L

March 21

They were great to deal with...

They were great to deal with everything went smoothly!

David J

July 24

React Funding Great service...great rate

Great service...great rate.Talked with me about my long term need and

Maria Barber

September 10

Very Quick and easy service provider

Quick and easy to deal with. The phone conversations were easy to understand...

James McClain

November 13

Very helpful and informative

Professional in every aspect of the experience and very helpful.

Rob Anderson

October 04

So far I am happy with it

So far I am happy with it. It is working so far.

Michael Babb

Get Fast Relief For Your Business With A Government-Backed PPP Loan

Second Draws

Small businesses that received a first-round PPP loan may be eligible for a Second Draw.

Easy To Apply

Apply online, complete a simple loan application, fast approval.

Potentially 100% Forgivable

Full loan forgiveness for eligible payroll, mortgage interest, rent, and utility expenses.

Reliable Working Capital

Eligible for up to 2.5x your average monthly payroll costs with a government-backed loan.

The Paycheck Protection Program Loan Process

Frequently Asked Questions

Am I eligible for a PPP loan in this round if I did not receive a previous PPP loan?
Yes, the program will be open for both first-time borrowers and borrowers looking for a second loan. Please note that the requirements for first-time borrowers and second-time borrowers are different. Continue reading below for a non-exhaustive list of eligibility requirements and other helpful information. Please be advised that qualifying as an eligible business does not guarantee a PPP loan will be offered.
I am a first-time borrower. What types of businesses are eligible?
In addition to the businesses that were eligible in the initial round of the PPP, during this round the program includes entities that are 501(c)(6)s, destination marketing organizations (DMOs), housing cooperatives, newspapers, broadcasters, and radio stations. Additionally, for first-time borrowers to qualify for eligibility, the entity may employ no more than 500 employees.
I am a first-time borrower. When did I have to be doing business by to qualify for a loan?
In order to be eligible for a loan, first-time businesses must have been in operation on February 15, 2020.
I am a first-time borrower. What is the maximum amount I may request under the PPP?
The absolute maximum cap on loans (both first-time applicants and second draw borrowers) for the PPP is $2,000,000. In your application you will be requested to submit certain documentation as proof of eligibility that will determine the amount your business is eligible for under the program. Please be advised that borrowers are not guaranteed the full amount requested in their application.
What expenses are eligible to be included in my PPP application?
In addition to the expenses that were eligible under the previous round (payroll, rent and utilities), both first-time applicants and borrowers applying for a second draw may also use their PPP loan to cover the following expenses: covered operations (software, cloud computing, and other human resources and accounting needs); property damage costs due to public disturbances that occurred during 2020 that are not covered by insurance; covered supplier costs; and covered worker protection expenditures (PPE) as determined by state governments, the CDC, OSHA and HHS.
I received a PPP loan in the previous round. What do I need to show to be eligible for a second draw?
Eligible businesses that received a prior loan must:1. Have 300 or fewer employees, 2. Have sustained a 25 percent drop in revenue in any quarter of 2020 when compared to the same quarter in 2019, and 3. A borrower must have used the full amount of its first PPP loan to apply for a second.
Are Seasonal Employers eligible to participate in the PPP?
Yes, seasonal employers are eligible for PPP loans. Seasonal employers are defined as businesses that do not operate for more than seven months in a calendar year or earned no more than one-third of their receipts in any six months in the prior calendar year.
What businesses are NOT eligible to participate in the PPP?
The following businesses are not eligible to receive PPP loans:1. Entities listed in 13 C.F.R. 120.110 and subsequent regulations except for entities from that regulation which have otherwise been made eligible by statute or guidance, and except for nonprofits and religious organizations;2. Entities involved in political and lobbying activities including engaging in advocacy in areas such as public policy or political strategy or otherwise describes itself as a think tank in any public document;3. Entities affiliated with entities in the People’s Republic of China;4. Registrants under the Foreign Agents Registration Act; and5. Entities that receive a grant under the Shuttered Venue Operator Grant program.

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